It's not much for the regulators as much as its for the advertisers.
At this point, just use gemini (yes its google and has its issues if you need SOTA) or I have recently been trying out more and more chat.z.ai for simple text issues (like hey can you fix this docker issue etc.) and I feel like chat.z.ai is pretty good plus open source models (honestly chat.z.ai feels pretty SOTA to me)
Kagi's Assistant is the most useful tool I've found as far as searching goes, and occasionally simple codegen. Let's you use a wide variety of models and isn't tracking me.