You’re not locked into a model, but you likely are locked in to a platform. This DX and convenience just shifts within the stack where the lock in occurs. Not criticizing - just a choice people should be conscious of.
Another useful question to ask: since you’re likely using 1 of 3 frontier models anyway, do you believe Claude Agent SDK will increasingly become the workflow and runtime of agentic work? Or if not Claude itself, will that set the pattern for how the work is executed? If you do, why use a wrapper?
Re: lessons from coding agents, we're building some of the key abstractions like sandboxes, filesystem, skills/knowledge as Mastra primitives in over the next month.
For any agent you're shipped to production though you probably want a harness that's open-source so you more fully control / can customize the experience.