it's a lot easier to pay smaller amounts over time than it is to pay a large lump sum, even if it is technically less after x number of years. Delayed gratification etc, but also sometimes folks need a phone and can't put off the purchase until they save up the upfront price. T
but also sometimes folks need a phone and can't put off the purchase until they save up the upfront price.
Whatever happened to planning ahead? No wonder things are the way they are.
You can get usable $150 phones to fulfill a need. Nobody needs a $1000 phone they can't afford.