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notamariotoday at 4:56 AM1 replyview on HN

Playing devils advocate…

In cases of fraud, it creates buffer time for the consumer who’s identity was stolen to notice and notify before the device disappears.


Replies

Terr_today at 8:02 AM

I can see that for credit-card fraud, etc, however I'd wager most such fraud will be detected in days 0-60, and comparatively none of it in days 61-365. (Are there stats?)

So some buffer is legitimate, but not the amount they are trying to impose.