Oh, no accidents needed. Microsoft will soon forcibly extract and upload keys to their servers.
Before you downvote, please entertain this one question: have you been able to predict that mandatory identification of online users under the guise of protecting children would literally be implemented in leading western countries in such a quick fashion? If you were, then upvote my comment instead because you know that will happen. If you couldn't even imagine this say in 2023 - then upvote my comment instead because neither you can imagine mandatory key extraction.
I can't believe it took this long.
We have mandatory identification for all kinds of things that are illegal to purchase or engage in under a certain age. Nobody wants to prosecute 12 year old kids for lying when the clicked the "I am at least 13 years old" checkbox when registering an account. The only alternative is to do what we do with R-rated movies, alcohol, tobacco, firearms, risky physical activities (i.e. bungee jumping liability waiver) etc... we put the onus of verifying identification on the suppliers.
I've always imagined this was inevitable.