Not sure if you are missing the point or hitting on the actual point.

That is an example. Given the amount of AI-generated scam content exactly like that (and worse, have you seen the ED ones?) on the internet today, creating something in the same vein seems harmless.

On the other hand, unleashing the ability to generate massive numbers of variations cheaply, and experimenting to find the optimal mixture of insecurity, fear and avarice to exploit....that's dystopian. But Madison Avenue actually got most of that figured out long ago.