- InsureCo, how may I help you?
  - Hey, I want to ask about installing a self driving module in my car...
  - Sure, you mean Tesla upgrade?
  - No, another one.
  - Another one?
  - Yeah, you remember that kid that hacked Playstation?

At the moment in every jurisdiction I’m aware of the driver is always considered as “in charge” of the vehicle no matter what assistance functions are being used. It’s the driver’s responsibility to avoid collisions in all cases.

If you have a collision and your vehicle is judged at fault by whatever authority does it in your area the you are liable.

In an accident, culpability cannot transfer to a computer ostensibly running under your supervision. As a driver, you likely sign away all claims to blaming CommaAI when you accept the EULA & ToS updates.

I guess it would be like open source cruise control. In that they could assert some probability of incorrect installation that caused the accident.

I mean, just like with a Tesla, the driver is responsible for the actions taken by the car, which means you do need to be paying attention, hands on the wheel, ready to take over at all times.

We don't yet have the legal framework to say 'Sue company x, it wasn't my fault!' You get sued, then you have a very uphill battle to turn around and try to sue the company that provided the 'self driving' functionality because companies put all sorts of 'I totally accept liability for using this' in the T&C of their products.