If I symlink ~/.ssh -> ~/.config/ssh, I still have .ssh in my ~. Whereas if I rewrite it, I don't.
Will you not have `~/.ssh`? If you have `.ssh .config/ssh` as a rewrite rule, `stat ~/.ssh` will still find it.
Will you not have `~/.ssh`? If you have `.ssh .config/ssh` as a rewrite rule, `stat ~/.ssh` will still find it.