Forcing implies there are zero ways to begin with a local only account (or other non-Microsoft Account). That's simply not true.
Disagree. If the path is shrouded behind key presses and commands which are unpublished by MS (and in some instances routes that have been closed), it may as well be.
Disagree. If the path is shrouded behind key presses and commands which are unpublished by MS (and in some instances routes that have been closed), it may as well be.