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Machatoday at 12:03 PM3 repliesview on HN

> Choose a bank with viable web banking.

There are five options in my country, 3 of which require app push based 2FA to log into the web interface and 2 of which only have an app interfere.

Maybe I could get a EU bank from another EU country but my employer will not accept an out of country account for salary deposits because it makes their tax life difficult and my mortgage provider doesn't trust foreign accounts either.

> It's called a debit/credit card

Since about two years ago, activating a card requires the app.


Replies

Cu3PO42today at 12:45 PM

> Maybe I could get a EU bank from another EU country but my employer will not accept an out of country account for salary deposits because it makes their tax life difficult and my mortgage provider doesn't trust foreign accounts either.

I do not doubt this is happening, but it is forbidden under SEPA. All IBANs, no matter from which member country, must be treated equally. Unfortunately, "IBAN discrimination" happens quite frequently still. The European commission recommends filing a complaint with your national governing body.

clorttoday at 12:43 PM

https://en.wikipedia.org/wiki/List_of_banks_in_the_Republic_...

so Eire has 5 significant banks, and 15 'less significant'. There are also 276 Credit Unions, I don't know if they are useful. (I had a Credit Union account in the past, could send/receive online but no payment card)

(I don't know their suitability, but there are more than 5 options in your country)

show 1 reply
direwolf20today at 1:06 PM

Your employer's tax obligations should depend on where you live and where they live and where the work happens, not where your bank account is.