I was born with heart defects and pre ACA had to be a wage slave to get health insurance.

The moment ACA happened I started several successful businesses.

Honestly we already should have contribution/impact based merit threshold UBI with a much lower barrier than research grants or even just time limited UBI systems for youth and adults that meet a contribution threshold.

VC allocation is too biased towards group think, profit motivation, predatory contracts and hold on to top many class and cultural artifacts.

Yes of course it would be difficult to implement but difficult isn't impossible and gradiated rollouts can help catch unintended side effects. We need to push more money into the hands of the intrinsically motivated. Society already is catering to the whims of consumers and feed zombies.