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sbarretoday at 1:30 AM1 replyview on HN

> There is also, of course, no health insurance benefits to worry about.

Uhh, we don't have universal coverage for everything health up here, we still have private benefits that our employers pay for as part of our compensation plans.

Life insurance, dental, vision, prescriptions, physio, mental health, critical illness etc..

It might be less than in the US, but it's not "no health insurance benefits to worry about".


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jleyanktoday at 2:30 AM

Well, it's fully possible to be self-insuring in these areas. Prescription assistance is probably the one significant benefit as physio, mental health and the like can be of limited reimbursement (judging from what I've seen).

The key issue is that the core of one's health insurance is not dependent on the employer or even being full-time employed. This provides tremendous flexibility. And I suspect not having things like pregnancy being seen as preexisting conditions is a big win for parents-to-be.

Age or low-income (I think) provide provincial or federal assistance independent of employment also. Medical expenses are also far easier to deduct on taxes in Canada vs. the US.

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