alt Hacker NewsInsurers?
I can't be certain about auto insurers, but healthcare insurers just straight up sell the insurance claims data. I would be surprised if auto insurers haven't found that same "innovation."
Insurers?
I can't be certain about auto insurers, but healthcare insurers just straight up sell the insurance claims data. I would be surprised if auto insurers haven't found that same "innovation."
That's a fair point, but I'll note that the one time I hit an inanimate object with my car I wasn't about to needlessly involve anyone. Fixed the damage to the vehicle myself and got on with life.
So I think it's reasonable to wonder about the accuracy of estimates for humans. We (ie society) could really use a rigorous dataset for this.