Because that's the law of the land currently.
The product you buy is called "FSD Supervised". It clearly states you're liable and must supervise the system.
I don't think there's law that would allow Tesla (or anyone else) to sell a passenger car with unsupervised system.
If you take Waymo or Tesla Robotaxi in Austin, you are not liable for accidents, Google or Tesla is.
That's because they operate on limited state laws that allow them to provide such service but the law doesn't allow selling such cars to people.
That's changing. Quite likely this year we will have federal law that will allow selling cars with fully unsupervised self-driving, in which case the insurance/liability will obviously land on the maker of the system, not person present in the car.
I imagine insurance would be split in two in that case. Carmakers would not want to be liable for e.g. someone striking you in a hit-and-run.
You can sell autonomous vehicles to consumers all day long. There's no US federal law prohibiting that, as long as they're compliant with FMVSS as all consumer vehicles are required to be.
Waymo is also a livery service which you normally aren’t liable for as a passenger of taxi or limousine unless you have deep pockets. /IANAL
> Quite likely this year we will have federal law that will allow selling cars with fully unsupervised self-driving, in which case the insurance/liability will obviously land on the maker of the system, not person present in the car.
This is news to me. This context seems important to understanding Tesla's decision to stop selling FSD. If they're on the hook for insurance, then they will need to dynamically adjust what they charge to reflect insurance costs.
I see. So not Tesla's product they are using to sell insurance around isn't "Full Self-Driving" or "Autonomous" like the page says.
Without LIDAR and/or additional sensors, Tesla will never be able to provide "real" FSD, no matter how wonderful their software controlling the car is.
Also, self driving is a feature of a vehicle someone owns, I don't understand how that should exempt anyone from insuring their property.
Waymo and others are providing a taxi service where the driver is not a human. You don't pay insurance when you ride Uber or Bolt or any other regular taxi service.
Tacking "Supervised" on the end of "Full Self Driving" is just contradictory. Perhaps if it was "Partial Self Driving" then it wouldn't be so confusing.