Controversial position: journaling is not as beneficial as commonly believed. I have been using FAT for decades and never encountered much in the way of data corruption. It's probably found in far more embedded devices than PCs these days.
If you make structural changes to your filesystem without a journal, and you fail mid way, there is a 100% chance your filesystem is not in a known state, and a very good chance it is in a non-self-consistent state that will lead to some interesting surprises down the line.
If you make structural changes to your filesystem without a journal, and you fail mid way, there is a 100% chance your filesystem is not in a known state, and a very good chance it is in a non-self-consistent state that will lead to some interesting surprises down the line.