Title insurance protects the buyer. It doesn't protect the owner.

Also, as mentioned in another post, lobbying from title insurance companies is the reason the US doesn't have a central registry. https://en.wikipedia.org/wiki/Torrens_title#United_States

This is interesting! A fraudulent deed on your title doesn’t change rights, but it might require you to clarify them in court, which is costly and inconvenient. Traditional title insurance only covered addressing clouds on title that existed when you acquired, meaning post-acquisition clouds would be your problem, but supposedly there is an enhanced coverage that title insurance companies offer as well, and the decision to surface the difference (at least where I live) lands with the closing attorney… who isn’t actually required to do or say anything about this….