Same. Standalone terminals will always beat those built into other things in terms of being good at being a terminal. No need to pile more bloat onto an already bloated IDE/editor, and besides it feels kind of like those old combo TV+VCR units where neither the CRT tube nor the VHS player were great.

If I'd do anything to Xcode or Android Studio, it'd be to split more things out of them and make them excellent at their core tasks.