alt Hacker NewsA police officer would. The penalty for an accident might be negligent driving.
The penalty for an accident without a license is, at minimum, driving without a license. You're also not likely to be covered by insurance without one either, even if you're not at fault.
Sure, if you assume the one time they end up driving leads to an accident, which is a crazy assumption.
There are bad drivers out there right now, driving every day that rarely or never get into an accident.