Huge models? First you have to spend $5k-$10k or more on hardware. Maybe $3k for something extremely slow (<1 tok/sec) that is disk-bound. So that's not a great deal over batch API pricing for a long, long time.
Also you still wouldn't be able to run "huge" models at a decent quantization and token speed. Kimi K2.5 (1T params) with a very aggressive quantization level might run on one Mac Studio with 512GB RAM at a few tokens per second.
To run Kimi K2.5 at an acceptable quantization and speed, you'd need to spend $15k+ on 2 Mac Studios with 512GB RAM and cluster them. Then you'll maybe get 10-15 tok/sec.