alt Hacker Newsfrom an actuarial perspective, these longitudinal studies on dementia are huge. early-onset is basically the hardest risk to price for long-term care because the tail of the claim is so long and expensive. finding a solid inverse correlation like this is the kind of thing that eventually shifts premium modeling for an entire generation.
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direwolf20 • yesterday at 9:01 PM
So you'll tell your customers if they eat some more omega3 they'll pay less for insurance, right?
Right?
Right?
Haha no you won't. You'll just raise premiums and nobody will know why.
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jimjimjim • yesterday at 8:50 PM
Wow, that is a depressing point of view. Advancements in "not paying for things" accelerates while advancements in "preventing things" just inches forward.
In other words coverage will soon be denied implicitly to people with these markers? Or will people opt out of coverage?