why would I agree to that when I'm not at risk of that? (Assume for discussion I have had this tested - whatever it is). I have my own life and like everyone more things (including vacation...) I want to spend it money on than I have money.
> I have my own life
... which is not truly separate from the society in which you live.
If life sucks for your countrymen, then you (not! the royal-you, I mean you: bluGill) will inevitably be stuck dealing with the consequences.
Neighborhoods & communities atomize. Crime increases. Fascism creeps in. The list goes on.
Some of us think that a key aspect of society is that we take care of each other. If something terrible happens to you before you manage to amass a fortune, it’s nice to live in a society that won’t leave your family destitute.