Oh you sweet summer child. Under capitalism money is a function of how low you can pay your fungible organic units before they look for other opportunities or worse, unionize (but that can be dealt with relatively easily nowadays). Except for a few exceptional locations and occupations, the scale is tilted waaay against the individual, especially in the land of the free (see H-1B visas, medical debt and workers on food stamps). (See also the record profits or big companies since Covid).