alt Hacker NewsI work at Plaid. Plaid's KYC product doesn't ask for bank login credentials. (EDIT: I originally had a line in here saying "nor do any of our competitors' KYC products, that I know of." but then someone in this thread linked to Stripe documentation saying that Stripe does use this method of age verification in Australia, so TIL.)
I almost swore here but I think that'd not get my message across. So I'll be calm. You're a liar (edit: or ignorant). I tried with Plaid. Plaid explicitly required my bank login credentials. I went in physically and talked face to face to my US bank's employee that handled Plaid.