I think that's an excellent way to build a defensive parsing system but... I still want to build that and then put a validator in front of it to run a lot of the common checks and make sure we can populate easy to understand (and voluminus) errors to the user/service/whatever. There is very little as miserable as loading a 20k CSV file into a system and receiving "Invalid value for name on line 3" knowing that there are likely a plethora of other issues that you'll need to discover one by one.