alt Hacker NewsCredit cards provide convenience and cash back benefits. Some might prefer to pay cash for everything for ultimate privacy, and that's fine. But credit cards are the compromise I make. I can still pay cash when I think it's appropriate for a given transaction.
Using Google or Apple Pay so I can tap my phone instead of my card gives me no extra benefit that I care about and complicates my ecosystem with another party.
> cash back benefits
Only in the U.S. In many other countries the processing fees are regulated by the government so the banks can't afford to give you your "cash back".