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engelo_byesterday at 6:57 PM1 replyview on HN

if this actually prevents expensive knee replacements, the ROI for insurers should be a no-brainer. the challenge is the high monthly cost vs long-term surgery savings it's hard to model when people switch carriers every few years and take the health benefit with them.


Replies

mirthflat83yesterday at 7:00 PM

In theory, yes, but until these medications become generic, it will continue to cause huge losses for insurance companies. The cost of these medicines alone is worth more than premiums