Yep this is 100% it -- my partner and I who stayed single and lived out our 20s and early 30s "experiencing life" only wish we could have met and settled down 10 years earlier. Its way more important and rewarding than all the shallow stuff that people talk about. Of course sometimes you miss the freedom, but sometimes I missed high school when I was in college -- didn't mean it was a step down. Sometimes I missed college and my old job when I got a "real job", of course, it was still a strict upgrade, but you can always look back and appreciate what was good about the old days.