I've lived all my life in Finland, even though all through my early adulthood I was planning to move to some place much warmer. But later (especially now with children for whom the snow is so exciting) I've come to like the four seasons and the balance it gives.

That article was a strange read from my perspective, because here the infrastructure is built for winters as well. I don't remember school ever being canceled due to winter conditions, traffic is only a mess after a snowstorm.

Cold and dry is not a problem. You can always add more layers of clothing and get very comfortable.

Warm and humid is a real problem. You can't just remove clothing until you're comfortable. And the humidity.. there's no remedy to fix that.

I hate bugs, I specifically like late autumn/winter/early spring cold times because there are almost no bugs. I don't mind snow/ice as much.

+1 I grew up in CA, went to college in IL and couldn't move back fast enough!