>”those religious groups that forced card payment processors to ban pornhub et al”

I question how much influence such groups actually have, given that payment processors already dislike dealing with adult oriented businesses.

The percentage of chargebacks and disputes made for those transactions is significantly higher than any other category. Companies hate having to investigate such claims and issue new cards, even when it appears fairly obvious the purchase was made by the cardholder. It’s also tricky from a customer service standpoint, because the cardholder may likely be lying in order to hide an embarrassing purchase from a spouse or other family member.

It seems like payment processors just want to get rid of a hassle for themselves.