If your friends dumped $20K into paying off those loans they’d be a lot closer to paid off or maybe paid off completely, though. And that’s on a newer, lower mileage car.

I’m all for maintaining vehicles and keeping them on the road, but I don’t think you’re in a place to criticize your friends with $1K car payments after putting almost 2 years worth of those payments into a car that’s over a decade old.