Following an ambulance a couple years back I was up to 110 mph on my rather aggressive snow tires and was just fine. Not to say it wasn't a little worse, but I was fine. Everything you're saying is an exaggeration. A whole lot of people in snowy areas don't drive with snow tires and are usually fine. Good snow tires are a bit of a superpower up north but we all learn how to drive without them being a requirement outside of times where traveling at all is questionable.