No banking app on phone because why; no government app because oh fuck why, whats wrong with your government (at least in primary phone and I never needed secondary); app for sport events - thats just me but I prefer doing sports rather than passively watch them, so 0 loss; pandemic what? its 2026 and I never saw such requirement in Europe, Africa nor Asia; no other app requires that.

Thats not coming from some paranoid security person, just regular (software dev) joe.