The point of NFC-on-a-phone is that you don't need the damn banking apps and internet and retailer support for all that to validate a simple transaction. My credit card has NFC, no internet and no app, and it's universal.
> you don't need the damn banking apps
You need the Google/Apple app though, don't you? Or can you write your own personal app that will handle that?
> you don't need the damn banking apps
You need the Google/Apple app though, don't you? Or can you write your own personal app that will handle that?