I'm not saying "yours" is less convenient. I'm saying the one you and I both use regularly is less convenient than anything NFC based, which I also use semi-regularly.
> It's arguably quicker to open your wallet and use a debit card with an NFC chip than it is to use QR codes
So I assume that even though QR codes are available where you live, you use your debit card with an NFC chip because it is quicker than using QR codes...
Anyway, the important part is that NFC doesn't require an internet connection, and I had missed that. Now I wonder why a QR code couldn't work without an internet connection just the same. I'll have to look into that!
I'm confused. You say:
> It's arguably quicker to open your wallet and use a debit card with an NFC chip than it is to use QR codes
So I assume that even though QR codes are available where you live, you use your debit card with an NFC chip because it is quicker than using QR codes...
Anyway, the important part is that NFC doesn't require an internet connection, and I had missed that. Now I wonder why a QR code couldn't work without an internet connection just the same. I'll have to look into that!