alt Hacker News> that's because FSD gets 1/2 the number accidents per mile.
I call bullshit and I bet Tesla is quietly paying Lemonade.
FSD is primarily used on highways, and the accident rate on highways is significantly lower per mile which results in FSD appearing to have a lower accident rate per mile.
Meanwhile Musk has a trillion dollars riding on them hitting 10 million FSD subscribers[1], so (past behavior being the best predictor of future behavior) he's obviously going to be committing whatever chicanery is required for him to get that money.
[1] https://finance.yahoo.com/news/why-elon-musk-1-trillion-1647...
FSD automatically shuts off and relinquishes control to the user in an emergency. I bet the real number of FSD accidents is far far higher, but they're using this loophole to claim it's lower than it is. If you call them out on it, they just hide behind their "the driver must be in control at all times" legal shield.