The "messy but functional" approach is underrated. I've tried every PKM system under the sun - PARA, Zettelkasten, Johnny Decimal - and always ended up spending more time organizing than doing.
The breakthrough was realizing that capture friction matters more than organization. If you have to think about where to put a note, you won't capture it.
Now I dump everything in daily notes and let search + backlinks surface connections. The "junkyard folder" approach works because it removes the decision paralysis.
(Still haven't solved the "remember to actually check my notes" problem though. That's where automation helps - birthday reminders, follow-up prompts, etc. The real win is when your system bugs you, not the other way around.)
I've been doing this as well, but using regular editors. What benefit does Obsidian give here that a text editor doesn't give? You just want to write/paste something for storing but I never understood why I needed a different editor for it.