If you look at this tweet [1] and in particular responses under it, it still seems to me like some parts of it need additional clarification. For instance, I have seen some people interpret the tweet as meaning using the OAuth token is actually ok for personal experimentation with the Agent SDK, which can be seen as a slight contradiction with what you quoted. A parent tweet also mentioned the docs clean up causing some confusion.
None of this is legal advice, I'm just trying to understand what exactly is allowed or not.
Read the actual ToS. What you describe is NOT allowed.