#4 is the biggest problem, by an overwhelmingly wide margin. Solve that and everything else fixes itself more or less instantly. Everything is now about money and extracting every single penny possible, instead of about actually achieving things. Even most 'entrepreneurs' are now just starting businesses primarily with the goal of selling them. Everything is broken, because of the pursuit of money became the goal, further compounding by everything being run by people who have no skills except the pursuit of money.

Money should be a means to achieve a thing, not the goal in and of itself. I think the most visible decline came with the increasingly overt goal to charge rent on friggin everything. That's simply not a sustainable or realistic economic model for society and consequently even if it might maximize corporate income in the short to mid-term, in the longterm it's equally catastrophic for them as well.