> but it's the job of the elected governments to build and maintain housing, education, social and welfare systems for their population that keep up with the challenges of the times
I'd say those things are the job of the population itself, via a wide range of pluralistic institutions. The job of governments, which are just specific organizations within a much larger society, is primarily to maintain public order.
>I'd say those things are the job of the population itself, via a wide range of pluralistic institutions.
I'd agree ONLY IF I'd pay no taxes to the government. But since most middle class people pay 40%+ of their income to the state, then the state now has the responsibility to handle those challenges for us.
But if the state wants me to handle it, then sure I'd do it gladly, they just need to reimburse 90% of my tax payments so I'd have the financial resources to proactively invest in my future security.
But right now we have the worst of both worlds in the west: a huge tax burden on the middle class funding an incompetent state that takes your money, spends it like drunken sailors on bullshit, and when the shit hits the fan, just tells you it's your fault when you fall down, instead of having used your money for societal wide preemptive solutions.