Yes! You can partially decouple it through recurring subscriptions, or possibly bundling, such as cable TV. But I can't think of a viable micro-payment method that wouldn't have the same problem.

Planned obsolescence is a failure mode because unit consumption (vs metered consumption) is the monetization scheme. Hypothetically this could be decoupled through something like lifetime warranties, but that has too many failure modes to be broadly viable.

The point is, despite other perverse incentives, with lightbulbs you have a situation in which unit consumption and metered consumption are at odds, so one company can make more money by enabling the customer to spend less elsewhere. Of course, if you ever tie the two together, such that one company profits from metered consumption and controls/profits from the unit -- Inkjet printers with proprietary cartridges come to mind -- you've now adopted an anti-consumer business model.

It's ideal when corporate incentives end up opposed to each other for the benefit of the consumer, but I think you'll be hard pressed to create that through micro-payments.