I switched to a different, smaller payment provider. It was pretty easy to switch. No problems at all there. I wonder why I even wanted to use Stripe in the first place. You'd think with their size they wouldn't have to fear regulators. These big companies usually have all the regulators in their pocket.
Stripe is right in the middle
Smaller institutions take risks with a niche, and gun for exceptions with the regulators that bigger institutions dont find worthwhile to bother with
And the biggest institutions dgaf because their relationship with the national government will never be broken