The limit should not be a fixed dollar amount, but rather relative to what it gets you. We want to allow people to earn the luxury of retirement at a young age, including healthcare costs (not included in the US), children's higher education, etc etc. $1m is nowhere near enough for that. So let's not try to figure that, say, $3.6m is the appropriate wealth cap for 2026. Let's speak in terms of orders of magnitudes. $1m is not enough. $10m is. Let's let the minimum wealth maximum be $10m.