This is honestly one of the more naive takes I've seen in awhile. People includes more than people that frequent HN. My wife and I are discussing I'd like to keep finance and related things in a password manager. She is in the social sciences (has a couple of degrees) and isn't a fan.

The majority of computer users are not on HN.

You profile says "Trying to figure out what I want to do with my life. DM me if you have ideas." - I would recommend exploring connections and opinions outside tech.