alt Hacker NewsIt's not just loans and banking. Bad credit severely limits your housing options, even rooms for rent are running credit checks these days. Some employers too, even in roles where you aren't directly handling money or anything close to it.
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palmotea • today at 6:34 AM
The difference between a social credit score and a credit score is when you criticize the president, your social credit score goes down, but your credit score stays the same.
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I understand this, but I meant that the data sources used to build credit scores are mainly banking/debt related. Jaywalking ore saying slurs online won't affect it, unlike in China.