alt Hacker NewsI'm not giving you a hard time. I'm saying that I made my choice. I'm going to stay in my home.
I don't really think those are the only three choices, though. The government can fail and be replaced with a new one that will shape things up. Then it'll be replaced by another that thinks it's too big and well off to fail, squander it, and fail. That's the typical cycle.
The problem is that you're camouflaging the implicit position of "I'm going to stay in my home, even if I have to see the world burn." as the seemingly reasonable position "I'm going to stay in my home", while being utterly ignorant to the consequences based on absurd levels of wishful thinking.
You're saying the government is going to fail, but actually it's not really going to fail. Someone is going to bail you out every single time. If the government failed, but I'm still in the house, it didn't fail hard enough. They should get better and more competent at failing. The failure needs to be more absolute and its consequences should be unavoidable. The bare minimum required is that they thoroughly crush my spirit and desire to keep living in this place.
People with a semblance of sanity left in their brain understand that getting the things they want, also means dealing with the associated costs and that if they insist on those things, they also implicitly insist on the costs associated with those things. When people refuse this cost benefit trade off, they will end up losing the things they want.