Temporarily losing access is just inconvenience. Imagine the same but you lost the wallet with your only cash and your passport in pre-digital times, you are far from the nearest embassy and nobody understands your language. You are fully at the mercy of the locals and your money aren‘t coming back.
A wallet is a wonderful invention that allows you to lose all your important items in one fell swoop
With Digital passports and ID's the route to recovery starts to get hairy.
1. You need to verify yourself in person to get id or passport. You may need someone you know with you and have real interview.
3. But government gives only digital ID's so you need a phone to get it.
4. You can't buy a new phone or get a new SIM unless you can pay for it. You can't pay for it unless you have a phone and credit cards there. But neither bank does not recognize you without digital ID.
You need friends to bootstrap your life, but you are also in the middle of loneliness epidemic and have no friends, you parents have died. What do you do?