alt Hacker Newsyeah, it's worse.
Someone trips over a cable and now your region of the world can't recognise that you have any wealth of any kind.
Or, you can get debanked by the state. :)
Hard to do that with coinage- but you can have your coinage destroyed in a fire (or via theft, of course).
I respectfully disagree, but each with their own personal annoyances.
Strips of paper and metal coins have a huge problem with forgery. Metal coins in particular can get very heavy very quickly.
Goats have this issue that they can get sick and die. They also need to be fed. Goats have a massive advantage that while heavy, they can move around on their own. Not easily fractionable though.
Salt is probably the best one in that list. Easily fractionable, not easy to forge. Can be used as seasoning and to dry things. It can get wet though.