For a random website, no, for bank and primary email (used for account recovery), they probably should.
It honestly takes a minute to add a key and it's just that, a physical key.
IMHO what's risky in terms of UX and habits is precisely that most workflows do not highlight this. So people rightfully are scared of losing that 1 precious key, so they don't activate 2FA because of that. Meanwhile if the UX when they activate 2FA would clarify that they only have 1 key stored, adding a 2nd one or saving codes (most do propose that option for 2FA authenticators but not hardware passkey AFAIK) is what will make them both safe against attacked but also against their own accident (shit happens) then maybe behaviors would change.
Anyway, yes, you're right, most people don't do that or aren't even aware of it but arguably as more and more important and intimate part of our lives are online, it becomes crucial for one owns sanity to better understand how this all works.
For a random website, no, for bank and primary email (used for account recovery), they probably should.
It honestly takes a minute to add a key and it's just that, a physical key.
IMHO what's risky in terms of UX and habits is precisely that most workflows do not highlight this. So people rightfully are scared of losing that 1 precious key, so they don't activate 2FA because of that. Meanwhile if the UX when they activate 2FA would clarify that they only have 1 key stored, adding a 2nd one or saving codes (most do propose that option for 2FA authenticators but not hardware passkey AFAIK) is what will make them both safe against attacked but also against their own accident (shit happens) then maybe behaviors would change.
Anyway, yes, you're right, most people don't do that or aren't even aware of it but arguably as more and more important and intimate part of our lives are online, it becomes crucial for one owns sanity to better understand how this all works.