Cheap or not doesn’t matter.
Sir Winston Churchill supposedly asked Lady Astor whether she would sleep with him for five million pounds. She said she supposed she would. Then he asked whether she would sleep with him for only five pounds. She answered,"What do you think I am?" His response was, "We've already established that; we're merely haggling over price."- Marcus Felson, Crime and Everyday Life, Second Edition, 1998
I think it does matter and this quote is always flaunted like it's some deep insight but it intentionally ignored nuance. An amount you can comfortably retire on is way different than $5.
We love to pretend humans have unflinching morals but they don't