They're also a great way to get really badly hurt.
No, that is not true. If you ride a velomobile, you are protected by its aeroshell. Consider it a full body helmet. You are rather flipped/ pushed away, than coming under a car. Of course you are not happy after a crash, but you mostly survive. And you also have other benefits, such as weather protection. In heavy rains you are sitting dry in your bicycle, listening to your radio, where your fellow ebiker gets soaking wet. And did i mention carco capacity :-)
Recumbent trikes have the potential for leg suck, but two-wheelers havee no especial safety risks.